FAQ

Frequently Asked Questions (FAQ)

Q: What types of businesses do you work with?
A: We specialize in serving startups, established small businesses, real estate investors, and minority-owned enterprises across a range of industries.

Q: Can I get funding if I have poor credit?
A: Yes. Many of our lending solutions—especially business credit, MCA, and CDFI loans—are designed for clients with non-traditional credit backgrounds.

Q: How quickly can I access capital?
A: Funding can take as little as 24–72 hours, depending on the product. Business credit building and rollover structures take longer but unlock greater long-term flexibility.

Q: What’s the difference between a DSCR loan and a traditional mortgage?
A: A DSCR loan is based on the income of the property (not the borrower’s income) and is ideal for rental or investment properties. It’s faster and requires less documentation.

Q: What is a Self-Directed IRA or 401k Rollover and why would I use one?
A: It allows you to invest your retirement funds into real estate, franchises, or your own business without paying early withdrawal penalties or taxes.

Q: Do you offer partnership opportunities?
A: Yes. We work with affiliates, brokers, and consultants. Contact us to learn more about our partner program.